Widowed Anna Wren is having a wretched day. After an arrogant man on horseback nearly crushes her, she arrives home to learn that she is in dire financial straits. **THERE COMES A TIME IN A LADY’S LIFE** The Earl of Swartingham is in a quandary. Having frightened off two secretaries, Edward de Raaf needs someone who can withstand his bad temper and boorish behavior. **** **WHEN SHE MUST DO THE UNTHINKABLE . . .** When Anna becomes the earl’s secretary, it would seem that *both* their problems are solved. But when she discovers he plans to visit the most notorious brothel in London, she sees red-and decides to assuage her desires . . .