When debts pile up, it can be impossible to see a way out. And in the meantime, the consequences pile up. Let the sensible strategies in *Credit Repair* help you take control, clean up your credit report, and live debt-free. * assess your debt situation * correct errors and improve your credit report and score * choose the best repair strategy for your situation * prioritize your debts * negotiate with creditors to reduce debts * add positive information to your credit report * avoid identity theft and credit scams * build a solid credit history This edition of *Credit Repair* is completely updated with the latest legal developments, and includes dozens of forms and letters that will help you spruce up your credit report as easily as possible!