**With tips on understanding — and surviving — the new bankruptcy laws** If you’re considering bankruptcy, you need straightforward answers and reliable advice. This handy guide covers it all — so you can get your finances in line and your life back on track. This updated new edition covers everything you need to know about the new bankruptcy law and includes even better resources. Don’t get desperate — get out of debt instead! Discover how to *Weigh the consequences of bankruptcy * Manage your spending *Find professional help you can trust * Decide on the right type of bankruptcy *Pass the means test * Keep more of your stuff